{"id":1696,"date":"2021-06-12T09:37:04","date_gmt":"2021-06-12T07:37:04","guid":{"rendered":"https:\/\/cifil.fr\/?p=1696"},"modified":"2021-06-12T09:38:51","modified_gmt":"2021-06-12T07:38:51","slug":"taux-immobiliers-le-credit-na-jamais-ete-aussi-bas","status":"publish","type":"post","link":"https:\/\/cifil.fr\/index.php\/2021\/06\/12\/taux-immobiliers-le-credit-na-jamais-ete-aussi-bas\/","title":{"rendered":"Taux immobiliers : le cr\u00e9dit n\u2019a jamais \u00e9t\u00e9 aussi bas"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>Les pr\u00e9c\u00e9dents records enregistr\u00e9s en 2019 et m\u00eame 2016 sont oubli\u00e9s. Confirmant les informations des courtiers en cr\u00e9dit et de l\u2019observatoire Cr\u00e9dit Logement-CSA, la Banque de France vient d\u2019annoncer dans sa publication mensuelle de nouveaux \u00ab&nbsp;records historiques&nbsp;\u00bb.<\/p>\n\n\n\n<p>Sur la derni\u00e8re d\u00e9cennie \u00e9coul\u00e9e, le taux moyen, toutes dur\u00e9es confondues, sera tomb\u00e9 de plus de 4 % \u00e0 1,50 %. En d\u00e9cembre 2019, la Banque de France annon\u00e7ait m\u00eame des niveaux \u00e0 1,17% en moyenne. D\u00e9sormais la nouvelle r\u00e9f\u00e9rence historique inscrite en avril 2021 sera 1,15%. Ce chiffre pourrait possiblement \u00e9voluer encore quelque peu \u00e0 la baisse puisque l\u2019institution livre ses chiffres avec un d\u00e9calage de quelques mois, le temps de collecter les informations des diff\u00e9rents r\u00e9seaux bancaires.<\/p>\n\n\n\n<p>M\u00eame si les banques peuvent parfois durcir, compte tenu du contexte \u00e9conomique et sanitaire, les conditions d\u2019obtentions d\u2019un pr\u00eat, il ne fait pas de doute que le temps de ren\u00e9gocier son pr\u00eat est \u00e9galement venu pour bon nombre d\u2019emprunteurs. Selon la Banque de France, la part des ren\u00e9gociations augmente depuis l\u2019automne 2020 et repr\u00e9sente d\u00e9sormais 17,1% des cr\u00e9dits accord\u00e9s en avril.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Cr\u00e9dits \/ Sources : Articles r\u00e9dig\u00e9 pas : MoneyVox<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-text-align-center\" id=\"block-79a8b4b7-93b2-43e3-824d-f634d2fe16da\"><strong>CONTACTEZ-NOUS<\/strong> !<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center\">\n<div class=\"wp-block-button is-style-outline\"><a class=\"wp-block-button__link\" href=\"https:\/\/cifil.fr\/index.php\/contact\/\">J&rsquo;expose mon projet<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" src=\"https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-1030x1022.png\" alt=\"\" class=\"wp-image-1311\" width=\"190\" height=\"188\" srcset=\"https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-1030x1022.png 1030w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-80x80.png 80w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-300x298.png 300w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-768x762.png 768w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-36x36.png 36w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-1500x1488.png 1500w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-705x699.png 705w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-120x120.png 120w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-450x446.png 450w\" sizes=\"(max-width: 190px) 100vw, 190px\" \/><\/figure><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Les pr\u00e9c\u00e9dents records enregistr\u00e9s en 2019 et m\u00eame 2016 sont oubli\u00e9s. Confirmant les informations des courtiers en cr\u00e9dit et de l\u2019observatoire Cr\u00e9dit Logement-CSA, la Banque de France vient d\u2019annoncer dans sa publication mensuelle de nouveaux \u00ab&nbsp;records historiques&nbsp;\u00bb. Sur la derni\u00e8re d\u00e9cennie \u00e9coul\u00e9e, le taux moyen, toutes dur\u00e9es confondues, sera tomb\u00e9 de plus de 4 % [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1697,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[39],"tags":[],"_links":{"self":[{"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/posts\/1696"}],"collection":[{"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/comments?post=1696"}],"version-history":[{"count":2,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/posts\/1696\/revisions"}],"predecessor-version":[{"id":1699,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/posts\/1696\/revisions\/1699"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/media\/1697"}],"wp:attachment":[{"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/media?parent=1696"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/categories?post=1696"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/tags?post=1696"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}