{"id":1634,"date":"2021-04-28T19:44:59","date_gmt":"2021-04-28T17:44:59","guid":{"rendered":"https:\/\/cifil.fr\/?p=1634"},"modified":"2021-04-28T19:50:23","modified_gmt":"2021-04-28T17:50:23","slug":"placements-les-francais-anticipent-leur-retraite","status":"publish","type":"post","link":"https:\/\/cifil.fr\/index.php\/2021\/04\/28\/placements-les-francais-anticipent-leur-retraite\/","title":{"rendered":"Placements : Les fran\u00e7ais anticipent leur retraite"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>La pension moyenne des retrait\u00e9s s\u2019\u00e9tablit aujourd&rsquo;hui \u00e0 1.504 euros bruts, soit 1.380 euros nets. <\/p>\n\n\n\n<p>4 actifs sur 10 pensent que leur pension ne sera pas suffisante pour combler leurs besoins apr\u00e8s 65 ans. Selon un sondage, de beaucoup de fran\u00e7ais pr\u00e9f\u00e8rent d\u00e9sormais anticiper et se constituer leur retraite en investissant.<\/p>\n\n\n\n<p>Selon un sondage de Happydemics pour Gambit Financial Solutions, deux tiers des Fran\u00e7ais ont d\u00e9j\u00e0 sollicit\u00e9 leur caisse de retraite ou leur conseiller bancaire, mais seuls 22% d\u2019entre eux affirment conna\u00eetre le montant de leur future retraite. Ainsi, pr\u00e8s de la moiti\u00e9 des actifs (53%) ont d\u00e9j\u00e0 commenc\u00e9 \u00e0 \u00e9pargner pour leur retraite avec la recherche d\u2019un revenu compl\u00e9mentaire. <\/p>\n\n\n\n<p>43% d\u2019entre eux privil\u00e9gient l\u2019assurance-vie, 29% \u00e9pargnent via un livret A, 23% recourent \u00e0 un dispositif d\u2019\u00e9pargne salariale (Perco ou PEE) et 17% disent avoir souscrit un plan d\u2019\u00e9pargne retraite (PER).\u00a0<\/p>\n\n\n\n<p>Cette anticipation de retraite touche surtout les profils les plus ais\u00e9s. Ceux n\u2019ayant pas commenc\u00e9 \u00e0 pr\u00e9parer cette retraite le justifient principalement par le manque de moyens.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Cr\u00e9dits \/ Sources : Agefi Actifs<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-text-align-center\" id=\"block-79a8b4b7-93b2-43e3-824d-f634d2fe16da\"><strong>CONTACTEZ-NOUS<\/strong> !<\/p>\n\n\n\n<div class=\"wp-block-buttons aligncenter\">\n<div class=\"wp-block-button is-style-outline\"><a class=\"wp-block-button__link\" href=\"https:\/\/cifil.fr\/index.php\/contact\/\">J&rsquo;expose mon projet<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" src=\"https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-1030x1022.png\" alt=\"\" class=\"wp-image-1311\" width=\"190\" height=\"188\" srcset=\"https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-1030x1022.png 1030w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-80x80.png 80w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-300x298.png 300w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-768x762.png 768w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-36x36.png 36w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-1500x1488.png 1500w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-705x699.png 705w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-120x120.png 120w, https:\/\/cifil.fr\/wp-content\/uploads\/2020\/10\/Logo-off-CIFIL-min-450x446.png 450w\" sizes=\"(max-width: 190px) 100vw, 190px\" \/><\/figure><\/div>\n","protected":false},"excerpt":{"rendered":"<p>La pension moyenne des retrait\u00e9s s\u2019\u00e9tablit aujourd&rsquo;hui \u00e0 1.504 euros bruts, soit 1.380 euros nets. 4 actifs sur 10 pensent que leur pension ne sera pas suffisante pour combler leurs besoins apr\u00e8s 65 ans. Selon un sondage, de beaucoup de fran\u00e7ais pr\u00e9f\u00e8rent d\u00e9sormais anticiper et se constituer leur retraite en investissant. Selon un sondage de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1636,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[39],"tags":[],"_links":{"self":[{"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/posts\/1634"}],"collection":[{"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/comments?post=1634"}],"version-history":[{"count":1,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/posts\/1634\/revisions"}],"predecessor-version":[{"id":1637,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/posts\/1634\/revisions\/1637"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/media\/1636"}],"wp:attachment":[{"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/media?parent=1634"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/categories?post=1634"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cifil.fr\/index.php\/wp-json\/wp\/v2\/tags?post=1634"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}